When FI Becomes an Unhealthy Obsession

Life, Money / Wednesday, November 7th, 2018

It’s been over a month since I’ve last posted. That long break was 100% intentional.

I’ve always been very money-minded, but this year, with my stressful work situation, I was 120% focused on becoming financially independent. Like obsessively focused to the point where I was checking my financial spreadsheet daily. The only podcasts I listened to and blogs I read were ones about retiring early. Every day when I woke up, my mind was filled with thoughts about financial independence. It was as if my only hobby in life was personal finance.

It was unhealthy.

Hence, the long break from this blog. In the past month, I’ve made a conscious effort to think less about money. Financial independence is still a goal of mine, but it is not a goal that is achievable this year. At the earliest, I won’t be financially independent for another decade. I can’t be obsessively thinking about this goal for the next 10 years.

I spent the last month indulging in old and new hobbies–things that were not money related. I focused on self-care and my mental health. I read non-finance books/blogs and discovered some really interesting podcasts in other genres. And to be honest, it was kind of nice not to obsess over money. It felt freeing.

I learned that in the pursuit of financial independence, it can be really easy to get swept up. But it’s a marathon, not a sprint. There needs to be a balance between focusing on money and other things in life. I can’t be so obsessive.